Effective July 30, 2026
Terms of Use
Using the tools
You may use the site and its browser-based tools for lawful personal or business purposes. Do not disrupt the service, probe it for unauthorized access, or use it to harm others.
Informational estimates
Results are estimates based on the values and assumptions shown in each tool. Financial, tax, health, legal, and trading outputs are educational and are not professional advice. Verify important decisions with current authoritative sources or a qualified professional.
Your data and exports
You are responsible for the data you enter and the files you download. Avoid entering confidential information on a shared device. Our Privacy Policy explains local storage and the limited forms that transmit data.
Availability and external sites
We may correct, replace, or discontinue tools. Third-party sites linked from this service are independent; we do not control their availability, content, pricing, or privacy practices.
No paid tier
The listed tools are currently free and require no subscription. Donations or sponsorship inquiries, if offered separately, do not unlock tool functionality.
Contact
Questions about these terms can be sent to hello@toolsweneed.com.